Blog

How to spend less on fashion without feeling like you are depriving yourself – not just about sales

Let’s start with a few principles that I had to embrace in order to get to the point where I could decrease my spending on fashion and style. Less is Indeed more. Even with my wardrobe at its largest, at any one time I always gravitated to a core of no more than 12 outfits per occasion. I kid you not that for work I rotate about 8 out fits for my workplace. Now, as far as I’m concerned each of [...]

Trust the Planning Process

So you’ve made the decision to take the plunge to start your own business. Congratulations! I’m very excited for you. But after coming up with your big idea, what do you to do next? I am sure the question has crossed your mind several times. The journey of entrepreneurship has no hard or fast rules however those who are successful followed and trusted a simple process of planning. This process ultimately turns your business idea into a viable business. Any [...]

Trust the Planning Process

So you’ve made the decision to take the plunge to start your own business. Congratulations! I’m very excited for you. But after coming up with your big idea, what do you to do next? I am sure the question has crossed your mind several times. The journey of entrepreneurship has no hard or fast rules however those who are successful followed and trusted a simple process of planning. This process ultimately turns your business idea into a viable business. Any [...]

What Steps Can I Take to Protect My Money?

When you’ve worked hard to accumulate money and other assets, you become extremely protective of what you have. People protect their assets in different ways, but the end goal is usually the same – to keep assets safe from the many risks that exist. Protecting your money can be as simple as educating yourself about the threats that exist and being knowledgeable about what you can do, or as complex as seeking professional advice from legal or finance professionals. [...]

What Steps Can I Take to Protect My Money?

When you’ve worked hard to accumulate money and other assets, you become extremely protective of what you have. People protect their assets in different ways, but the end goal is usually the same – to keep assets safe from the many risks that exist. Protecting your money can be as simple as educating yourself about the threats that exist and being knowledgeable about what you can do, or as complex as seeking professional advice from legal or finance professionals. [...]

Multiple Skills, More Money

The world we live in today is vastly different from what we were prepared for through our journey from childhood to adulthood. Our parents encouraged us to work hard at primary and secondary levels of school, to achieve the opportunity at a tertiary level education which would inevitably lead to a secure job, where you work 40 hours a week for 40 years, retire and be merry. That notion is now quite far from reality to most of us [...]

Multiple Skills, More Money

The world we live in today is vastly different from what we were prepared for through our journey from childhood to adulthood. Our parents encouraged us to work hard at primary and secondary levels of school, to achieve the opportunity at a tertiary level education which would inevitably lead to a secure job, where you work 40 hours a week for 40 years, retire and be merry. That notion is now quite far from reality to most of us [...]

When paying off debt early is a bad idea

Living a debt free life sometimes feels like a fantasy, an ideal life that anyone would want to achieve. So paying off debt as early as humanly possible seems like it makes sense right? The hard truth is that it’s not that simple. Here are a number of scenarios when paying off debt early doesn’t make sense: Scenario 1: Savings, what savings? If you don’t have any savings, paying down debt prematurely should probably not be your first priority. Savings are your cushion against the [...]

What The New Year Will Bring

What the new year will bring? HOPE History –  You will need points of reference to carry you through 2015. In the midst of what many forecasters call bleak, you will need to recall on those victories won, whether large or small. They will serve as reminders of how far you have come and how much further you can go. Objective –  Give yourself that one specific goal to attain in 2015. By the time you have reached the end of the year, you will [...]

Take A Look Into The Future

The technologically advanced world we live in today, allows instant access to information. We know what type of weather to expect. Thanks to the traffic report, we know which road to take. Just as we are well informed in everyday life, we too can be well informed in our finances. To know what steps we need to take with our money now, we need to look into the future.  Plan Ahead We often suggest writing your plans in a three column table. List your goals, [...]

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