Blog

Leaving A Legacy of Independence

I am so happy to see my country Barbados arrive at a major milestone, celebrating Fifty Years of Independence! Though I have only lived to see thirty-three years of Barbados’ development, I have learnt and understood that in order to move this nation forward, you must have vision. This means the same for your personal development, that of your family and those who you lead. Early in my twenties I lacked vision. In 2005, I signed my first employment contract which guaranteed me a [...]

Tax Season is Here

It’s April and that means tax season for those of us who are sole traders (self-employed) or employees of a company. This usually means that everyone is busy number crunching, tallying and trying to find as many tax deductibles as possible to ensure a tax refund position. Changes to tax deductibles When filing for the 2015 income tax year, Barbadians will find that being in a tax refund position is more difficult to achieve. This is as a result of the [...]

Introduction of Lampy the Lighthouse

Who is Lampy the Lighthouse? Lampy the Lighthouse is our family friendly mascot!   Who created Lampy the Lighthouse? He is the creation of the Founder Melinda Belle at Astrape Finance. She saw a need to engage children in early education, in particular, financial education. She strongly believes children are never too young to learn about money.This belief led to the development of the first of an educational series, “Lampy the Lighthouse: Earning & Spending”. In this colouring book, Lampy carries children through a fun and interesting colouring [...]

50 Practical Money Tips for 2016

It’s the new year and we thought it fit to share with you some practical money tips to see you through 2016: Use the envelope system to budget your money. Simply place money into labelled envelopes and stick to using the amount allocated to each envelope. Give yourself a goal to accomplish within a year. Make sure your money goals are SMART. Specific, measurable, attainable, realistic and time-bound. Pay more than the minimum balance due on your credit card. It will reduce your balance [...]

Mind Your Budget

Let’s monitor our budgets very closely this holiday season. Whilst being in the midst of the Christmas hustle and bustle, let’s be mindful of this: Financial leadership You have been paid earlier than your normal pay date. What do you do? Do you spend like there’s no tomorrow? Or do you make a plan? Might I humbly recommend you make a plan? This is not meant to stop you from having your fun this period. After all, it is the season to be [...]

Financial Independence

Financial independence: the act of creating and maintaining a sustainable living Entrepreneurship I remember when I decided to dive into entrepreneurship. I left a full time job for no guarantee of a pay cheque. What was I thinking? After sharing with a couple of people of my move, I heard the following: Make sure you have contingencies in place (didn’t have any) Are you sure about doing this in this current economy? (no time like the present I thought to myself) From a little girl growing [...]

Financial Independence

Financial independence: the act of creating and maintaining a sustainable living Entrepreneurship I remember when I decided to dive into entrepreneurship. I left a full time job for no guarantee of a pay cheque. What was I thinking? After sharing with a couple of people of my move, I heard the following: Make sure you have contingencies in place (didn’t have any) Are you sure about doing this in this current economy? (no time like the present I thought to myself) From a little girl growing [...]

Tips to Plan a Successful Client Meeting

As a business owner client meetings are an essential part of my business. Not only do I meet with potential clients, which is extremely exciting because of the opportunities that exist to build new relationships but I also meet regularly with my exiting clients to ensure that their needs are addressed and to continue to be an advisor of choice. But what does it take to make a client meeting successful? Here are my best tips for planning client meetings: Prepare, [...]

Tips to Plan a Successful Client Meeting

As a business owner client meetings are an essential part of my business. Not only do I meet with potential clients, which is extremely exciting because of the opportunities that exist to build new relationships but I also meet regularly with my exiting clients to ensure that their needs are addressed and to continue to be an advisor of choice. But what does it take to make a client meeting successful? Here are my best tips for planning client meetings: Prepare, [...]

How to spend less on fashion without feeling like you are depriving yourself – not just about sales

Let’s start with a few principles that I had to embrace in order to get to the point where I could decrease my spending on fashion and style. Less is Indeed more. Even with my wardrobe at its largest, at any one time I always gravitated to a core of no more than 12 outfits per occasion. I kid you not that for work I rotate about 8 out fits for my workplace. Now, as far as I’m concerned each of [...]

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