Monthly Archives - October 2012

Ten Financial Tips for University Graduates

We dedicate this post to Graduating Classes of 2012. Congratulations! You made it! You studied well, worked hard and now it is time to embark onto the next leg of your journey. At this stage, you are probably thinking of finding employment. I am sure you will choose well and find a job you will enjoy. Upon landing your first job, you will be faced with the excellent challenge of managing your money. You will have a sense of financial independence when you [...]

Ten Financial Tips for University Graduates

We dedicate this post to Graduating Classes of 2012. Congratulations! You made it! You studied well, worked hard and now it is time to embark onto the next leg of your journey. At this stage, you are probably thinking of finding employment. I am sure you will choose well and find a job you will enjoy. Upon landing your first job, you will be faced with the excellent challenge of managing your money. You will have a sense of financial independence when you [...]

Five Steps to Creating a Personal Net Worth Statement

What is a Net Worth Statement? A net worth statement is a financial statement used to list an individual’s or family’s assets and liabilities. Assets are valuables owned by a person, while liabilities are monies owed by a person. The Net Worth Equation Net worth is calculated by subtracting total liabilities from total assets. Net Worth = Assets – Liabilities If you liabilities are greater than your assets, you are considered to have a¬†Deficit Net Worth. Deficit Net Worth: Liabilities > Assets Why are net worth [...]

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